Hot Rate Sheets - Indexed Hot Rate Sheets - Fixed		Attention California Agents Required 8 hr CE Course
Attention NY Agents NY Annuity Products	Attention WA and OR Agents WA / OR Fixed Annuity Products WA / OR Indexed Annuity Products

Current Rates (All Annuities)		Fixed Annuity Products
MYG Annuity Rates		Indexed Annuity Products
Specialty Products		Equity Indexed Annuities Explained (Not for client use)

$1000 Lump Sum Investment	40 K		Real Rate of Return	75 K
Advantage of Annuitization	52 K		Reasons Why a Fixed Annuity is Perfect	38 K
Basic Benefits of Owning an Annuity	68 K		Reduce taxes with Deferred Annuities	114K
Buyer's Guide to Fixed Deferred Annuities	68 K		Saving For College	41 K
Comparing Conservative Investments	38 K		"Stretch" Your Assets	70 K
Creating a growing income stream	100K		Split Annuity	61 K
Deferred Annuity or Bank CD?	49K		Take the tax bite out of social security	64 K
Do You Need An Equity Indexed Annuity	35 K		Tax Smart Asset Allocation Strategy	83 K
Do You Need An Equity Indexed Annuity2	70 K		Tax Deferral vs Yield	35 K
Equivalent Taxable yield	46 K		The Retirement Wave	49 K
Grocery Bag Index	46 K		The Power of Tax Deferral	40 K
History of Conservative Investing	58 K		Triple Compounding	36 K
History of Long-Term Interest Rates	166 K		What clues to look for when selling?	103K
How Long Will it Take to Double	35 K		What If Interest Rates Rise	35 K
How Much Money Should I Keep Liquid	35 K		What info needed before recommending?	116K
I Don't Even Buy Green Bananas	27 K		What is an income gap	213K
Investment Pyramid	28 K		What's So Special About Fixed Annuities	26 K
Is an Annuity right for you?	47 K		Who Wants To Be A Millionaire	25 K
Is an MVA right for you?	54 K		With A Long Term Fixed Annuity	33 K
Living Off Interest	50 K		Without a net: Don't outline your portfolio	118K
Lock In Gains With an EIA	32 K		What to do when the rates are low	47 K
Other benefits of fixed annuities	43 K		What Can a Reset EIA Do For You	58 K
Ownership structure of non qualified	55 K		Wealth Accumulation for Younger Clients	222 K
Probate Invades Your Privacy	37 K		Wouldn't You Buy A House If	222 K
Probate Maze	34 K

10 Key Factors in Retirement Planning	684 K		The Perfect Investment	162 K
2006 Tax Update	36 K		Nine Habits of Effective Salespeople	252 K
3 Phases of Retirement	663 K		Prospecting	665 K
Annuity Distribution at Death	40 K		Selling Points	670 K
And I Told Two Friends	33 K		Starting Right Off	693 K
Comparing Annuities	685 K		Ten Second Annuity Summary	66 K
EIA “Candy Jar” Selling Script	45 K		The Perfect Investment	39 K
Fixed Annuity Catch Phrases	51 K		To roll or not to roll	439 K
How Do I Ask My Customer To Make a Decision	36 K		Time is short	687 K
How Do I Find Prospects	26 K		Why Do I Have to Pay Cap Gains	45 K
How Do I Get An Appointment	40 K		Why Do People Buy Annuities	31 K
How Do I learn My Customer's Wants	36 K		Working your current book	708 K
I Should Have Bought Annuities	36 K		Your Clients Think You're More Important	41 K