There are a number of different opportunities one can consider to accumulate funds for retirement, education or to build for future security based on what is important to them. Some plans will offer more safety than others. Some will offer a potential higher return. But none will offer the tax efficiencies to transfer wealth to the next generation better than Single Payment Whole Life. Liberty Life’s Estate Maximizer II Single Payment Whole Life insurance offers clients the advantages of an annuity—plus additional advantages an annuity doesn’t offer. It is a plan where clients can maximize what they leave their loved ones without passing on any additional tax burden. By using a portion of their assets to purchase a Single Payment Whole Life plan, they can immediately create income tax-free dollars for their beneficiaries. And, if clients are concerned about needing the money if they get sick, Liberty Life’s Estate Maximizer II offers penalty free access to cash values for qualifying medical stays and an accelerated death benefit for those terminally ill.
