Reliable Financial Group

Getting Your Client Insured | Think About It | Do Not Call Law | Senate Bill 620
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CPS, its core carriers, and its marketing related vendors, offer a number of tools you can use to help grow your business. Also, parts of this page are recommended (frequently used) industry related links. If you require assistance with the setup, application, or use of any of these tools, please contact your CPS Sales Rep.

Preparing Your Client For An Exam	14 K
Questions To Ask Your Client	6 K
Tips For Writing A Good Cover Letter	5 K
Getting Your Client Insured	7 K
Getting Your Client Insured - Editable	24 K

Leimberg's, Think About It, is a very popular and very informative, monthly newsletter intended for insurance agents and financial planners interested in current legislation, cases, rulings, and other developments impacting on life insurance and other key tools of estate planning. The Activator is a special compilation of important issues we provide to you, courtesy of the great people at Prudential, in PDF format. You will be made aware of the availability of new issues of The Activator, by your CPS Sales Rep.

February 2006 - Key Income Tax Concepts	304 K
January 2006 - Why Every Planner Needs To Know About The Court System	235 K
December 2005 - Key 2006 Numbers and Adjustments	400 K
November 2005 - Charitable Gift Annuities	2355 K
October 2005 - Living Trusts - Myths and Realities	355 K
September 2005 - Probate and Living Trusts	336 K
August 2005 - Using The Income Tax Return To Spotlight Financial Security Needs	210 K
July 2005 - The Choice Is Yours	336 K
June 2005 - An Overview Of The Federal Gift Tax Law	886 K
May 2005 - Today's Estate Tax System In A Nutshell	386 K
April 2005 - How To Choose A Trustee	336 K
March 2005 - Private Annuities Going Public	395 K
February 2005 - Key 2005 Benefits, Tax Details and Numbers	848 K
January 2005 - Family Limited Partnerships, Part Three - Advantages	474 K
December 2004 - Family Limited Partnerships, Part Two - Advantages	512 K
November 2004 - Family Limited Partnerships, Part One - Advantages	261 K
October 2004 - Transfer For Value	420 K
September 2004 - Dying For Charity: A New Breed Of Golden Goose That Lays Rotten Eggs?	123 K
August 2004 – S Corporations - An Incredible Planning Tool	502 K
July 2004 – Death and Dying – What Every Financial Services Profl Needs To Know About It.	654 K
June 2004 – Revocable Living Trust Planning for Elderly Clients	540 K
May 2004 – 10 Most Common Life Insurance Mistakes / How To Avoid Them	216 K
April 2004 – Financial Guide For Families W/ Special Needs Children - Part Two	312 K
March 2004 – Financial Guide For Families W/ Special Needs Children - Part One	198 K
February 2004 – Key 2004 Numbers	612 K
January 2004 – Death Benefit Only Plans	486 K
December 2003 – Living Wills, Powers Of Attorney, Revocable Living Trusts	486 K
November 2003 – Limited Liability Companies	270 K
October 2003 – Final Split Dollar Regulations	440 K
September 2003 – Valuing A Closely Held Business	250 K
August 2003 – Estate Tax And Wealth Transfer Cases	258 K
July 2003 – Split Dollar Proposed Regulations	283 K
June 2003 – GRATs (Grantor Retained Annuity Trusts)	254 K
May 2003 – 412(i) Plans	219 K
April 2003 – Trusteeship	161 K

As you know, the FTC and FCC have each issued regulations allowing consumers to register their telephone numbers on a national Do Not Call list. The regulations prohibit insurers from calling phone numbers on the national list. If consumers do receive a call, they can file a complaint that could result in fines. Our partners at Mutual Of Omaha have compiled a FAQ document which details issues related to the restrictions, as well as what you can do to be in compliance. Take the time to click the link below, and review the document. As you will see, charges vary based on the volume of calls you make - assuming an average calling time of 1 minute, 500 calls a month would cost about $35 - but, hey, compliance is priceless, is it not? If you are interested in getting more information, or signing up for the service Mutual Of Omaha makes available to you, please call the 800# listed on the bottom of the last page of the document.

Do Not Call Law Questions and Answers

15 K

California has enacted a broad new set of requirements, most of which are effective as of January 1, 2004, that impact life, annuity, long term care, and/or disability product advertising, sales or lead generation geared to seniors, age 60 or 65 and older, depending upon the specific activity. Please click on the link that follows to read the details regarding SB620